Burial Insurance | Final Expense Insurance

Final Expense Store

Burial Insurance| Funeral Insurance | Final Expense Insurance

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You can apply directly online right here, we have some no waiting no medical exam necessary plans available, or if your prefer you can work with one of our Local Professional Life Insurance Agents.

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At the Final Expense Store, we understand the hardship and sorrow many families will endure with the passing of a loved one. We have developed our final expense insurance, burial insurance, and funeral insurance plans to help ease the financial strain that often accompanies a death. Our life Insurance products offer a cost-effective means to pay for one’s final expense details. Proceeds from a Burial insurance, or Funeral insurance policy, can also be used to provide the necessary money or income replacement, your family or loved ones may need to depend on in the event of your absence.

Lets talk about funeral expenses for a moment.

It’s not always a pretty subject to discuss, but one everybody will face at one time or another in their life. Doesn’t matter if you’re going to be buried or cremated, there will be final expenses involved. Commonly, a funeral or cremation can range from $5,000 to $12,000 and can create a significant burden on your loved ones.

Funeral insurance, final expense insurance or burial insurance plans are simply a form of life insurance. These policies may only be sold by a Licensed Life Insurance Professional. At the Final Expense Store, every agent you work with will be licensed to sell life insurance in your state of residence. We have life insurance agents available in all 50 states. Every licensed final expense insurance agent must go through many hours of state mandatory continuing education in order to maintain their state life insurance license. You can rest assured, every agent you deal with through the Final Expense Store will be held to the strictest code of conduct.

You will be treated with respect, dignity, and professionalism at all times. We offer you the option of receiving your fast free life insurance quotes almost instantly online, or if you prefer a more personal approach, we can have a local agent contact you at your convenience.

Burial insurance, funeral insurance, and final expense insurance, can be purchased as a whole life insurance product, or as a term life insurance product. A whole life insurance plan is just like the name sounds, it’s a life insurance plan designed to protect you, and your family for your entire life. A whole life final expense policy can also build cash value which may be borrowed against in the future. Whole life burial insurance policies can be sold as a guaranteed issue policy, with few or no medical questions asked, as a simplified issue policy, where you will have to answer a series of medical questions, but usually are not subjected to a doctor’s office visit or laboratory work, or as a fully medical underwritten plan subjected to usually both a doctor’s visit, and medical laboratory work. A fully underwritten final expense insurance policy will be the least expensive type of coverage to purchase. A guaranteed issue burial insurance plan will be the most expensive type of coverage to purchase.

Final expense insurance sold as a term life insurance plan, is usually designed for protection for a set amount of years. A 20 year term life insurance policy for example. A burial insurance plan sold as a term life policy usually builds no cash value, and expires at the end of the 20 year term. This type of life insurance coverage is usually the most affordable, however, you receive no cash value at the end of the life insurance policy, unless you have purchased a return of premium rider. This will add to the cost of the life insurance, but at the end of the policy, you receive all of your premiums paid during the 20 years.

All of the companies advertised on our web site have passed our rigid standards for professionalism, and more than capable of providing you with some of the lowest final expense insurance and life insurance prices allowed by law, followed up with second to none in customer service and care. Why not start your Fast Free quote right now.