Final Expense Store

Burial Insurance | Final Expense Insurance | Funeral Insurance

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Life Insurance

Final Expense

Final expense is a term associated with the purchasing of a final expense life insurance policy, or a burial insurance policy.

The funds from these final expense policies are used to cover your burial & estate costs, or the pre-planning of one’s final wishes. Pre need burial insurance is used to remove the burden of planning a funeral from your family while they are in a state of grieving over the loss of a loved one.

At the Final Expense Store, our licensed, professional final expense insurance agents will work with you on a one-on-one basis to ensure that you will have the necessary final expense life insurance funds available to carry out your final wishes. Proper estate planning with final expense burial insurance, will not only provide for the funds necessary to properly plan and pay for a funeral, but also make sure that your family, or loved ones , will not have to endure the financial hardship a funeral can place on them.

If it were not for the proceeds of a final expense life insurance policy, many families would suffer from the significant financial hardships a burial expense could place on them.

A final expense life insurance policy can be purchased as a term life insurance plan, or a whole life insurance plan. The face value of a typical final expense life insurance policy can range from $5,000 to $25,000. Of course you can purchase larger amounts of coverage if you desire, however, policies with a face value of over $25,000, are usually referred to as a regular life insurance policy. Each final expense life insurance policy is designed to meet the proper needs of the client, based on what you want the proceeds of your final expense life insurance policy to be used for. After the basic expenses of a funeral have been met, the casket, hearse, plot, headstone, etc, the left over proceeds of your final expense policy may be used in any manner in which your beneficiaries seems fit.

The process to purchase a final expense life insurance plan can be as simple as buying a guaranteed issue final expense plan with virtually no health questions or medical exams required, to a more complex final expense insurance policy, where medical underwriting and a more extensive health history is required.

A guaranteed issue final expense plan, as well as, a simplified issue final expense life insurance policy, can provide coverage for your family in as little as 24 to 48 hours from the time your final expense application has been approved.

While the guaranteed and simplified final expense plans will cost you more money in premium than a fully underwritten final expense life insurance policy will, sometimes the added benefits of getting coverage right away, or not going through the hassle of doctors exams and laboratory tests, can out weight the time and inconvenience it would take to get a full medically underwritten final expense plan in place.

Final expense insurance has always and will continue to assist many families in their time of financial need.

Final Expense

Final Expense